The Traffic Act 1989’, states that every vehicle on the roads of Uganda is required to carry a third party insurance against accidents causing death or bodily injury to third parties.
Third party car insurance claim process is entirely different than the process of filing claims for own damage. If your insured causes damage to any third party car you need to inform your car insurance provider immediately and ask for instructions to follow. If any third party gets severely injured you have to take the injured person to the nearest hospital.
A motor vehicle is issued with a sticker which is displayed on the wind screen as evidence of this insurance. Presently it only covers death or bodily injury and with an aggregate limit of 10,000,000/= Ugandan shillings (Ten million), per vehicle per accident and a limit of 1,000,000/= (one million) Ugandan shillings per person. There are different premium charges depending on the use and type of vehicle.