• WORKERS COMPENSATION
    WORKERS COMPENSATION

     

    All categories of employees are covered in event of accidental death or bodily injury/disease during the course of their employment.

  • MARINE CARGO INSURANCE

     

    We provide cover against problems that arise, whilst on sea or air which include fire, theft, collision, and a wide range of problems that may cause damage, loss or education to your goods/cargo.

  • MOTOR INSURANCE
    MOTOR INSURANCE

     

    This policy would cover your motor vehicles against the risks of fire, theft and accidental damage. The policy would also cover third party liability as per Statute plus an extension to cover property damage,

  • FIRES & SPECIAL PERILS
    FIRES & SPECIAL PERILS

     

    Your buildings and contents therein could be insured under a fire and special perils policy to cover the risks of accidental fires by whatever nature plus damage to the same as a result of riots,

 A Burglary Insurance policy may be offered for a business enterprise, a shop, an office etc. The policy covers property contained in the premises including stocks/goods owned or held in trust if specifically covered. It also covers cash, valuables, securities kept in a locked safe or cash box in locked steel cupboards if you specifically request for it.

Apart from offering cover for the contents in the premises, burglary insurance policy covers damage to your house/premises caused by burglars during burglary or attempts to burglary.

Main exclusions of this policy:

Usually, the policy will not pay for loss/damage to goods held in trust/commission unless specifically covered ….Jewelry, title deeds, business books unless specifically insured.

Loss from a safe using a key or duplicate key, unless it is obtained by violence or threat; due to shoplifting, way perils, riot and strike (covered by payment of additional premium) and so on

 

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