All Risk is a type of insurance coverage that can exclude only risks that have been specifically outlined in the contract. "All risks" means that any risk that contract does not specifically omit is automatically covered. For example, if an all risks homeowner's policy does not expressly exclude flood coverage, then the house will be covered in the event of flood damage.
All Risk Office Equipment
This insurance covers equipment and office machinery such as computers, typewriters, calculators and the like against fire, theft and accidental damage whilst in your premises.
We shall need details of such items to be proposed for insurance i.e. type, make, description, serial numbers, model etc and value to enable us quote premium payable.
All Risk Electronic Equipment
Electronic equipment insurance covers sudden and unforeseen losses to specified pieces of equipment or computer component and data processing equipment. Such damage as may be caused by electrical short circuit, faulty operation or damage as a result of defects in installation or erection
Contractors All Risk
As any contractor will know whenever there is construction in progress there is a risk of loss or damage. The responsibility for the damage will rest with either the contractor or employer dependant on contractual terms.
It is essential therefore to put in place a contractors all risk policy that will then protect either party against claims of this nature.
Key features of a contractors all risk policy are:
- Cover for damage to permanent and temporary works and free issue materials, whilst on site and whilst in transit to and from site.
- Cover for owned and hired in plant and equipment
- Cover for the maintenance or defects liability period
- joint names cover
- Debris removal
- Temporary stock pile/Raw material
So for any information on the above or should you wish to receive a quotation please contact our team or complete the brief enquiry form below: