This policy would cover your motor vehicles against the risks of fire, theft and accidental damage. The policy would also cover third party liability as per Statute plus an extension to cover property damage,



    We provide cover against problems that arise, whilst on sea or air which include fire, theft, collision, and a wide range of problems that may cause damage, loss or education to your goods/cargo.



    Your buildings and contents therein could be insured under a fire and special perils policy to cover the risks of accidental fires by whatever nature plus damage to the same as a result of riots,



    All categories of employees are covered in event of accidental death or bodily injury/disease during the course of their employment.

Third Party Insurance

The Traffic Act 1989’, states that every vehicle on the roads of Uganda is required to carry a third party insurance against accidents causing death or bodily injury to third parties.

Third party car insurance claim process is entirely different than the process of filing claims for own damage. If your insured causes damage to any third party car you need to inform your car insurance provider immediately and ask for instructions to follow. If any third party gets severely injured you have to take the injured person to the nearest hospital.

A motor vehicle is issued with a sticker which is displayed on the wind screen as evidence of this insurance. Presently it only covers death or bodily injury and with an aggregate limit of 10,000,000/= Ugandan shillings (Ten million), per vehicle per accident and a limit of 1,000,000/=  (one million) Ugandan shillings per person. There are different premium charges depending on the use and type of vehicle.


Comprehensive Insurance

There are two types of car insurance policies available in Uganda in terms of coverage. As per Motor Vehicles Act 1988, third party car insurance plans are essential in Uganda. You need to buy this type of car insurance so that you can drive your car on roads of Uganda.  Another type of car insurance which is optional comes with comprehensive coverage.

The sole purpose why you buy car insurance in Uganda is to stay financially protected in case of a mishap. A vehicle insurance plan essentially covers the financial losses of the owners of the car if the car gets stolen or damaged or if the accident leaves the policyholders injured or even dead. To avail monetary compensation out of your insurance policy for car, you need to make a claim and most importantly get your claim approved. So, knowing the right ways of registering a claim is highly significant. Motor insurance claims are of different types as there are various unforeseen situations when car owners need to file a claim. Here is the motor insurance claim process for damages caused to the insured car of policyholders.

There are good reasons to consider Private Motor Vehicle Insurance from SWICO, it Provides protection against accidental loss or damage to personal private motor vehicles, including the standard accessories and spare parts, as well as cover against legal liability to third parties.

Our team will tailor your private car policy to cater for your individual requirements be this:

  • Single or multi-vehicle policies
  • Classic car
  • Modified vehicles
  • Luxury and high performance cars

So for any information on the above or should you wish to receive a quotation please contact our team or complete the brief enquiry form below :

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