• MOTOR INSURANCE
    MOTOR INSURANCE

     

    This policy would cover your motor vehicles against the risks of fire, theft and accidental damage. The policy would also cover third party liability as per Statute plus an extension to cover property damage,

  • WORKERS COMPENSATION
    WORKERS COMPENSATION

     

    All categories of employees are covered in event of accidental death or bodily injury/disease during the course of their employment.

  • MARINE CARGO INSURANCE

     

    We provide cover against problems that arise, whilst on sea or air which include fire, theft, collision, and a wide range of problems that may cause damage, loss or education to your goods/cargo.

  • FIRES & SPECIAL PERILS
    FIRES & SPECIAL PERILS

     

    Your buildings and contents therein could be insured under a fire and special perils policy to cover the risks of accidental fires by whatever nature plus damage to the same as a result of riots,

 

 Motor third party insurance was introduced by the motor vehicle insurance (third Party risk) Act in 1989. The Act provides for compulsory insurance against third party bodily risks in respect of the use of motor cycles/vehicles. It is mandatory that any motor cycle for private or commercial use should have motor third party insurance cover. The law only exempts government owned vehicles.

The person who benefits from motor third party is a third party who suffers loss or death or bodily injury as a result of an accident. This may be any road user, such as a pedestrian, motor vehicle passenger, a property owner involved in an accident. The first party is the owner of the motor cycle where as we the insurance company SWICO is the second party.

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