This policy would cover your motor vehicles against the risks of fire, theft and accidental damage. The policy would also cover third party liability as per Statute plus an extension to cover property damage,



    Your buildings and contents therein could be insured under a fire and special perils policy to cover the risks of accidental fires by whatever nature plus damage to the same as a result of riots,



    All categories of employees are covered in event of accidental death or bodily injury/disease during the course of their employment.



    We provide cover against problems that arise, whilst on sea or air which include fire, theft, collision, and a wide range of problems that may cause damage, loss or education to your goods/cargo.

Commercial Vehicle Insurance

At SWICO we assume that anyone who owns a commercial vehicle has this vehicle as it forms an integral part of their business. As such the vehicle needs to be insured correctly with the right insurer to ensure in the event of a claim:

  • There are no surprises regarding claim settlement
  • Once a legitimate claim is agreed relevant repairs are carried out quickly or the financial settlement paid promptly by insurers.

We find that this along with our knowledge of dealing with commercial vehicle policies we ensures our client gets the right policy in place and there are no issues the day the claim happens.

We have facilities to cater for all manner of commercial vehicle be it a 35ton HGV or a small van.

Additionally we will look at multi vehicle policies and conversion to fleet polices if this proves financially beneficial to our clients.

Motor Fleet Insurance

At SWICO we have many years experience in the placement and handling of motor fleet insurance.

Types of fleet insurance offered:

  • Car Fleet Insurance
  • Motor Fleet Insurance
  • Private Hire Fleet Insurance
  • Public Hire Fleet Insurance
  • Commercial Vehicle Fleet Insurance
  • Van Fleet Insurance
  • Haulage Fleet Insurance
  • HGV Fleet Insurance
  • Coach Fleet Insurance
  • Truck Fleet Insurance
  • Minibus Fleet Insurance
  • Taxi Fleet Insurance
  • Funeral Car Fleet Insurance
  • Wedding Car Fleet Insurance
  • Chauffeur Fleet Insurance
  • Courier Fleet Insurance
  • Fleet Car Insurance
  • Business Fleet Insurance
  • Mini Fleet Insurance
  • Small Fleet Insurance
  • Fleet Vehicle Insurance
  • Fleet Auto Insurance
  • Lorry Fleet Insurance
  • HGV Fleet Insurance

Family Fleet Insurance


There are many families these days who own a number of vehicles which will range in both performance and value along with the ages of the relevant drivers.

It’s very often a far more sensible solution to insure these vehicles on a family fleet policy which will enable you to tailor the cover to your exact requirements.

Benefits of Family Fleet Policies

  • Reduces the administration burden so saves time
  • Each family member still builds and retain their own claim
  • Tailored cover
  • Easy documentation
  • Premium installment facilities

So if you have a number of vehicles within the family and would like to see how a family fleet policy could work for you, please contact our team to discuss your requirements.



A provision in standard automobile liability policies that embraces within the definition of "insured" certain persons without the necessity of naming them or designating them specifically.



Fires are a common insurance occurrence, and can be caused by an oil or diesel leak coming into contact with a high temperature object such as the vehicle’s turbocharger, or dust and debris around the engine compartment.

Despite their size and speed capabilities, farm tractors are frequently stolen. Because they’re not perceived as being the easiest of theft targets, keys will often be left in the ignition, or the vehicle itself left by the roadside. The simple approach answer is to treat your tractor as you would your car when it comes to security, or with even more caution, given its expense.

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