• FIRES & SPECIAL PERILS
    FIRES & SPECIAL PERILS

     

    Your buildings and contents therein could be insured under a fire and special perils policy to cover the risks of accidental fires by whatever nature plus damage to the same as a result of riots,

  • WORKERS COMPENSATION
    WORKERS COMPENSATION

     

    All categories of employees are covered in event of accidental death or bodily injury/disease during the course of their employment.

  • MOTOR INSURANCE
    MOTOR INSURANCE

     

    This policy would cover your motor vehicles against the risks of fire, theft and accidental damage. The policy would also cover third party liability as per Statute plus an extension to cover property damage,

  • MARINE CARGO INSURANCE

     

    We provide cover against problems that arise, whilst on sea or air which include fire, theft, collision, and a wide range of problems that may cause damage, loss or education to your goods/cargo.

It is common to find the following written in places such as Hotels, Theatres, Super markets, Schools, Office Buildings and Institutions: “Parking at owner’s risk” This however, does not insulate you from liability to your customers or visitors for you owe them a duty of care and should they have their property damaged, lost or suffer injuries whilst at your premises you could be held liable. This insurance will therefore, cover you against claims you shall legally be liable to pay as damages for accidental bodily injury or damage to property belonging to your visitors.

Owners of such businesses and or premises as mentioned above should ensure to have this insurance in place to avoid costs associated with such claims.

 

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