A personal accident insurance covers injuries or death that has been caused due to an accident. It provides compensation in the event of injuries, disabilities or death caused solely by violent, accidental, external and visible events. This is one of the most affordable and limited form of life & health insurance policy that is mostly availed by people who are travelling frequently by road, water or airways.
What is covered?
- Accidental temporary disability
- Accidental permanent disability
- Accidental death
- Medical reimbursement for health complications that has risen from the accident