• MARINE CARGO INSURANCE

     

    We provide cover against problems that arise, whilst on sea or air which include fire, theft, collision, and a wide range of problems that may cause damage, loss or education to your goods/cargo.

  • FIRES & SPECIAL PERILS
    FIRES & SPECIAL PERILS

     

    Your buildings and contents therein could be insured under a fire and special perils policy to cover the risks of accidental fires by whatever nature plus damage to the same as a result of riots,

  • MOTOR INSURANCE
    MOTOR INSURANCE

     

    This policy would cover your motor vehicles against the risks of fire, theft and accidental damage. The policy would also cover third party liability as per Statute plus an extension to cover property damage,

  • WORKERS COMPENSATION
    WORKERS COMPENSATION

     

    All categories of employees are covered in event of accidental death or bodily injury/disease during the course of their employment.

This insurance would cover your employees against accidents they may sustain in the course of their duties and extends to cover them on a 24 hour basis for as long as they remain your employees.  The policy covers such accidents occasioned by sudden, violent, accidental and visible means, e.g. motor accidents, falling and breaking of one's limbs, being attacked and violated upon and the like.

The policy offers the following benefits:-

  1. a) Death or Total Permanent disability up to a limit usually in relation to ones annual earnings or a multiple thereof.
  2. b) Temporary Total Disablement: The equivalent of ones actual weekly earnings payable for every week one may be disabled (being unable to attend to ones normal duties as a result of an accident as described above).
  3. c) Temporary Partial Disability: The equivalent of 1/3 (one third) of ones weekly earnings for every week one may be partially disabled (attending to only part of ones normal duties).
  4. d) Medical Aid: This is reimbursement of expenses incurred on treatment after an accident up to a limit per person per accident as may be agreed.

                                                                                    

 

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