What is the difference between comprehensive insurance and Third Party Insurance for my car?

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Comprehensive insurance is a much broader cover in that it caters for all accidents to the vehicle such as fire, theft and damage in addition to third party bodily injury as per act, plus third party property damage.

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The Statutory Third Party Insurance for which every vehicle carries a sticker only covers the vehicle for death or bodily injury caused by that vehicle to third parties- it does not cover accident damge to the vehicle.

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Does my motor insurance pay if someone else drives my car and gets an accident?

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Yes, but only if the person driving the car at the time of accident had your express permission to drive it and at the same time holds a valid driving permit.

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What category of workers are covered under the workers’ Compensation policy?

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The Workers’ Compensation Act states that all categories of workers must be insured by their employer for as long as they are engaged to provide labour or services in exchange for earnings in form of wage or salary .

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This policy covers such employees against accidents or diseases they may contract while at work or work related exposure to the same.

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